FIS Relius

Cross-tested plans continue to grow in popularity as more and more employers and practitioners realize the value of this plan design. But while software can do a great job of performing the detailed calculations this plan design requires, software cannot substitute for human creativity. Creativity is vital for efficient and effective design and administration strategies. But you cannot fully exercise that creativity without first understanding what’s going on “under the hood” of your software.

Join us for this three-part Web seminar as Derrin Watson walks you through each step of the fundamentals of cross-tested plans to help you better understand how to calculate benefit rates, test a plan for nondiscrimination, and design a cross-tested plan.

This is a "must-attend" program for those retirement plan professionals who are new to cross-testing, and is a great review of fundamental principles for the experienced specialist. Understanding the principles of cross-testing is essential to understanding our upcoming advanced cross-testing web seminar.

Topics include:

• Cross-Testing Principles
• Converting Contributions to Benefits
• Age-Based Design
• Minimum Gateway Contributions
• Simple Cross-Tested Design
• Cross-Tested 401(k) Designs
• Group structure
• Troubleshooting

There is no advance preparation for this program. However, participants should have a working knowledge of 401(k) operation and testing, and coverage testing, and a minimum of one year of experience.

Instructional Delivery Method: Group – Internet-Based

NASBA Field of Study: Taxes

Speaker: David Schultz, J.D.

Objectives: At the conclusion of these programs, attendees should be able to:

• Determine the relevant nondiscrimination test for different types of contributions
• Perform the average test for both coverage and nondiscrimination
• Convert Allocation Rates to Equivalent Benefit Accrual Rates
• Design an age-weighted plan
• Design and test a cross-tested
• Determine if a cross-tested plan must provide a minimum gateway contribution, and, if so:
  • Calculate the required gateway
  • Determine the contributions which can satisfy the gateway
  • Determine which participants must receive the gateway
• Design and test a cross-tested safe harbor 401(k) plan

Program Schedule (Eastern Time)
PLEASE NOTE THE FOLLOWING DATES & TIMES
Tuesday, December 6, 2016
Wednesday, December 7, 2016
Thursday, December 8, 2016
12:00 p.m. to 1:40 p.m. Eastern Time each day
(11:00 p.m. CT; 10:00 p.m. MT; 9:00 a.m. PT)

How to participate

You will need a phone (speakerphone, for multiple participants sharing the Primary registrant’s authorized connection) and Internet Access. The graphics presentation and illustrations will be viewed via the Primary registrant’s Web connection, while the speaker audio portion will be via the Primary registrant’s telephone. Important Note: The user registrant must be logged in via the internet for CE purposes.

Select the ""Fees"" link on the right side menu of this page for more information about who is authorized to connect to the program, and for the cancellation/transfer policy.

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