NOTICE OF CHANGE FOR SEMINAR REGISTRATIONS:
To register for Relius Education seminars and conferences, please login or register for a new login account before proceeding. For more information, please see the Benefits of a Relius User Login Account. For assistance, please contact Client Services at 800-326-7235, and select Option 6.

Death and the 401(k) Plan
Presentor: Derrin Watson Recorded Date: 7/19/2012 Duration: 100 Min.

Description

This program was recorded during a live presentation on July 19, 2012.

Death seems like such a simple matter for a 401(k) plan. A participant dies; the employer cuts the final paycheck; and the plan arranges to distribute the account to the beneficiary. The only problem is that the process is much more involved than that, with many twists, turns, and unanswered questions.

This seminar takes a close look at the effect of a participant or beneficiary’s death on a 401(k) plan.

Topics include:

  • Compensation paid after death.
  • Deferrals after death.
  • Allocations after death.
  • The effect of death on vesting.
  • Determination of beneficiary.
  • The effect of death on loans.
  • Death of the business owner.
  • Understanding plan distribution language.
  • Effect of joint and survivor rules.
  • Spousal survivor rights.
  • Effect of QDRO.
  • What to do when there are conflicting beneficiaries.
  • How to handle a beneficiary’s death before distribution.
  • RMD rules after death.
  • Planning for surviving spouse.
  • Death in the military.
  • Life insurance in the plan.
Prerequisites: There are no prerequisites or other advanced preparation for this program. Attendees should have a general familiarity with the operation of 401(k) plans.

Level: Intermediate.

Instructional Delivery Method:
Recorded playback of a live presentation.

Speaker: S. Derrin Watson, J.D., APM.
Recipient of ASPPAs 2006 Educator of the Year Award

Objectives: After attending the presentation, an attendee should be able to:

  1. Explain the treatment of compensation paid after death.
  2. Correct errors in deferrals and match after death.
  3. Properly administer the required minimum distribution rules after death.
  4. Explain the options with regard to participant loans outstanding at death.
  5. Identify those situation when plan rules take priority over participant beneficiary designations.

Hardware System Requirements:

  • Windows 95, 98, NT 4.0, 2000, XP, Windows 7
  • Internet Explorer 4.01 or later, Netscape 4.08 or later, and set Internet browser to allow pop-up windows.
  • High-speed Internet connection.
  • Pentium 166+ MHz, 128MB RAM or more.
  • 1023 x 768 or higher display resolution.
  • Soundcard and Speakers.

Software Requirements:

Recorded Event Time Limitation:
This recorded event will be available for 20 days from your date of registration.

Program related requests, questions, or concerns may be emailed to: relius.education@sungard.com.

 


Event Details
Description
Course Materials
Continuing Education
Fees
Call Me

Hidden Event
Registration Is Unavailable