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Strategies for Cross-Tested Plans in EGTRRA Restatements
Presentor: Caroline Basler Recorded Date: 11/13/2008 Duration: 100 Min.

Description

This program was recorded during a live presentation on November 13, 2008.

Cross-tested plans continue to grow in popularity. The cross-tested design is flexible, manageable, and now, with changes to IRS procedures permitting the plan design in a prototype, as easily implemented as a regular profit sharing plan. Maybe the more significant development is the IRS approval of the “every participant in his/her own classification” plan design. This design provides the employer more flexibility and the ability to handle troublesome fact patterns and changing demographics.

In this Web seminar, we will discuss strategies and designs built allocation formulas with multiple classifications, focusing on the strengths, limitations, and drawbacks of having each participant in a separate group. We’ll show you how to implement these designs and examine alternative approaches in light of the current IRS approaches to prototype and volume submitter plans.

Notice: This is NOT a seminar about performing nondiscrimination tests and it is not cross-testing for beginners. The focus is on design techniques and strategies.

Topics include:

  • Sample plan language
  • The “Gold Standard” concerns about cross-testing
  • Deemed 401(k) concerns
  • Limitations on prototype plans
  • Limitations on volume submitter plans
  • Use with 401(k) features
  • Each employee in a separate class: Advantages/Disadvantages
  • Defined classes: Advantages/Disadvantages
  • Giving a class (or an employee) zero

Speaker – S. Derrin Watson, J.D., APM
Recipient of the 2006 ASPPA Educator's Award

Instructional Delivery Method
Recorded playback of live Web presentation.

Level: Intermediate. Participants should have a working knowledge of the operation of cross-tested plans, including classifications, minimum gateways, coverage testing. A basic understanding of nondiscrimination testing of cross-tested plans is recommended.

Prerequisites
There are no prerequisites and no advance preparation required for this program.

System Requirements

  • Windows 95, 98, NT 4.0 , 2000, XP
  • Internet Explorer 4.01 or later, Netscape 4.08 or later
  • 56K modem connection or better (128K recommended)
  • Pentium 166+ MHz, 128MB RAM or more
  • 800x600 or higher display resolution
  • Soundcard, Speakers

 

Recorded Event Time Limitation:
This recorded event will be available for 20 days from your date of registration.

Program related requests, questions, or concerns may be e-mailed to: WebTechSem@relius.net.

 

 


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